Car Insurance
What are the levels of cover?
- Comprehensive Cover
- Comprehensive Extras Cover
- Comprehensive Advantages Cover
- Fire, Theft & Third Party Property Damage Cover
- Third Party Property Damage Cover
Gap Insurance
Total Assist Insurance
What is covered?
- Incidental Expenses
- Personal Items
- Purchase of New Vehicle
Safeguard Warranty
Condenser, Evaporator and Compressor. (Specifically excluding gas, leakages, pipes, hoses, thermostat, receiver dryer and TX valves) *Cover up to $17500 on Platinum Plan
Booster and Brake Callipers, Master Cylinder. (Specifically excluding brake pads or linings, service items and disc rotors.) *Cover up to $17500 on Platinum Plan
Slave Cylinder, Master Cylinder (specifically excluding clutch plate) *Cover up to $17500 on Platinum Plan
Cooling Fan, Water Pump, thermostat (impeller shaft bearings, bushes,) (specifically excluding any damage caused by collision or the result of road surface projectiles). *Cover up to $17500 on Platinum Plan
(Specifically excluding CV dust boot). *Cover up to $17500 on Platinum Plan
Cylinder Heads, Valves and Lash Adjusters. – If no evidence of overheating or corrosion. *Cover up to $900 on Platinum Plan *Not covered on Bronze Plan
Internally lubricated parts (specifically excluding axles, wheel bearings and worn limited slip clutch assemblies) *Cover up to $5,500 on Platinum Plan
Alternator, Starter Motor, Voltage Regulator, Windscreen Wiper motor. *Cover up to $17500 on Platinum Plan
Ignition module, Ignition coil, Crank angle sensor, Oxygen Sensor, Hall Effect Sensor, Cam Position Sensor , Knock Sensor, DFI Module. (Specifically excluding service items) *Cover up to $17500 on Platinum Plan
Engine Block (if damaged by internal components), Oil Pump, Pistons, Piston Rings, Crankshaft and Meshing Timing Gears, Crankshaft Bearings and Camshaft Bearings, Cylinder Wrist Pins, Camshaft and Camshaft Gears, Internal Bushings, Connecting Rods, Balance Shaft and Bearings.
Cylinder Head gaskets are only covered when repairs are carried out on the components listed in this subsection. (Specifically excludes Variable Valve Timing Components) *Cover up to $5,500 on Platinum Plan
Electrical and Mechanical Fuel pump, Fuel Pressure Regulator, Diesel Injector Pump, Air Flow Meter, carburettor, fuel injectors (Specifically excluding injection service items.) *Cover up to $17500 on Platinum Plan
Engine Cooling Radiator (specifically excluding damage by impact, corrosion and blockages). *Cover up to $900 on Platinum Plan *Not covered on Bronze Plan
Rack and Pinion, Power Steering Pump, Steering Box. (Specifically excludes Rack Ends and Rack Boots) *Cover up to $17500 on Platinum Plan
The internal lubricated parts of both manual and automatic transmissions. (Specifically excluding transfer cases, selespeed motors and worn converter clutches.) *Cover up to $5,500 on Platinum Plan
This cover only applies to factory fitted Turbochargers. *Cover up to $5,500 on Platinum Plan
ABS Actuators, Electronic Module and Wheel Speed sensors (Specifically excluding brake pads or linings, disc rotors and service items). *Cover up to $17500 on Platinum Plan
Shift solenoid, switches, electronic control unit. (linings excluded) *Cover up to $900 on Platinum Plan *Not covered on Bronze Plan
(Specifically excluding Sun Roofs.) *Cover up to $900 on Platinum Plan *Not covered on Bronze Plan
Safeguard Ultimate Warranty
What is covered?
- Factory Warranty
- Accommodation
- Car Rental
- Locksmith Service
- Towing
Scratch and Dent Assist
Repair one scratch or scrape up to 500mm in size and 20mm in depth.
Repair a single scratch or dent with paint damage larger than 3mm and less than 60mm in diameter and 10mm in depth.
Repair surface scratches on up to 4 panels that have not cut through the clear coat.
Repair one pressure dent up to 60mm in diameter on any flat panel where the paint has not been chipped or damaged.
Repair one alloy wheel scratch or scrape by repairing damaged area, colour match, respraying and blending. Machine finished wheels may lose the fine machine lines. *Optional on some plans.
Repair paint scratches or scuffs on side mirror casing.
Repair one Scratch or Scrape up to 500mm in size on a plastic spoiler, side skirts and bumper strip. *Optional on some plans
Cosmetically repair up to 20 stone chips up to 3mm in diameter. Damage will still be slightly visible.
Repair one tear in leather and vinyl seats and arm rests up to 80mm in length and 5mm in width.
Tyre & Rim components
Unlimited for the period of the policy.
Only the damaged tyre or tyres will be replaced. All other replacement tyres will be for your account. A maximum of 2 tyres per year will be replaced.
R 4 000.00 maximum to repair or replace one wheel rim per 12-month cycle.
The cover for a wheel rim damaged beyond repair is restricted to one rim per year.
R 2 500.00 maximum per tyre per 12-month cycle but subject to a R 5 000.00 maximum payable for all claims in one 12-month cycle Maximum of two replacement tyres per 12-month cycle.
Adcover
Deposit Cover
Car Insurance
Car insurance covers you against things like accidental loss, damage, fire or theft of your vehicle. You can even be covered for things like damage you accidentally cause to another person’s vehicle.
View Car InsuranceHow do I benefit?
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Cancel within 21 days and receive a full refund -
Australia-wide roadside assist*
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Car hire after incident*
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Cover for window and screen damage*
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Gap Insurance
Gap Insurance takes care of the financial gap between what your comprehensive insurance pays out and what you owe on your vehicle in the event that your car is written off due to damage or theft.
View Gap InsuranceWhat is covered?
- Shortfall Benefit
- Private Expenses Benefit
- Early Pay Out of your Finance Contract
Individuals who are over 18, own a vehicle, are responsible for the vehicle’s financial agreement and have comprehensive insurance on the vehicle are eligible for Gap Insurance.
Customers also purchased...
Total Assist Insurance
When your vehicle is written off or stolen and your comprehensive insurance makes a payout to you, Total Assist Insurance takes care of those out of pocket expenses that tend to catch you by surprise.
View Total Assist InsuranceWhat is covered?
- Incidental Items
- Personal Items
- Costs Relating To Purchase Of New Vehicle
Individuals who are over 18, own a vehicle and have comprehensive insurance on the vehicle are eligible for Gap Insurance.
Customers also purchased...
Safeguard Warranty
Safeguard Warranty will cover you for unexpected mechanical breakdowns so that you can keep driving to the places you need to be.
View Safeguard WarrantyWhat is covered?
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Engine
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Transmission
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Differential
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Turbo Charger/Super Charger
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Cooling System
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Electrical System
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Braking System
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Steering System
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Air Conditioning
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Clutch, Fuel Pump And Fuel Injection Systems
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Drive Shafts, CV Joints, Universals
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ABS Braking System
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Electronic Ignition System
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Radiator
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Electronic Transmission Components
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Power Window Motors And Switches
Customers also purchased...
Safeguard Ultimate Warranty
It is the ultimate plan for preparedness! Safeguard Ultimate Warranty is a no excess plan for when unexpected mechanical breakdowns happen and it covers you for a wide range of parts.
View Safeguard Ultimate WarrantyWhat is covered?
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Parts covered by Factory Warranty
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Accommodation
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Towing Services
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Locksmith Services
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Car Rental
Vehicles 10 years old or less that have travelled less than 160 000kms are eligible. The vehicle must have a purchase price of more than $10 000.
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Major parts provided for by a Service Plan
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Lubricants
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Oil filter
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Cambelt**
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Spark plugs
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Fuel filter
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Air filter
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Workshop consumables
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Engine oil
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Pollen filter element
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Brake and clutch fluid
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Coolant
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Sump plug gasket
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Transmission fluid
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Differential fluid
Vehicles that have travelled less than 250 000 km and that are less than 10 years old qualify for a Service Plan.
Customers also purchased...
Scratch and Dent Assist
Scratch and Dent Assist makes sure your car is always showroom ready. As a member, when you get a scratch or dent on your car, we’ll provide you with a quote at exclusively low prices. If you accept, the technician will come to you.
View Scratch and Dent AssistWhat is provided for?
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Bumper Bar Scratch or Scrape
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Deep Scratch and/or Dent on metal panels
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Surface Scratches
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Body Pressure Dents
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Alloy Wheel Scrapes
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Side Mirror Scratch or Scrape
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Body Kit Scratch or Scrape
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Cosmetic Touch Ups
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Interior tears
Customers also purchased...
Tyre & Rim Insurance
Tyre & Rim Insurance will pay for the repair or replacement of your tyres or rims when damaged by road hazards.
View planParts provided for by Tyre & Rim insurance
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Punctures
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Blowouts
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Damages by road hazards
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Damages to wheel rims
Your car qualifies for Tyre & Rim Insurance if it’s less than 2 years old, (calculated from date of car registration), has travelled less than 40 000 km, has comprehensive car insurance cover and is in a roadworthy condition subject to an inspection by an approved service provider.
Only key items shown above. For the full list of items provided for visit the corresponding product page. Terms, Conditions and Limitations apply. List correct at time of publication. E&OE.
Customers also purchased...
Adcover
Adcover takes care of the shortfall between your comprehensive car insurance payout and the settlement amount of your car finance agreement when your car is stolen, hijacked or written off. We’ll handle it with you.
View planWhat’s provided for:
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Credit shortfall
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Excess contribution
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Violation cover
Your car qualifies for an Adcover Policy if it’s less than 10 years old, (calculated from date of car registration), has travelled less than 250 000 km, is still financed through a finance house and has a valid motor comprehensive insurance policy, covering your car for the full market or retail value.
Terms, Conditions and Limitations apply. List correct at time of publication. E&OE.
Customers also purchased...
Deposit Cover
Where your car has been stolen or hijacked and not recovered within 30 days of the date of loss, or has been damaged beyond economical repair, we will pay 10% of the sum insured on this policy towards a deposit on a replacement car, up to a maximum of R100,000 for any claim.
View planYour car qualifies for a Deposit Cover Policy if:
- It has an active motor comprehensive policy covering the car
- It’s a private vehicle
- It’s a light delivery vehicle
- It has a gross vehicles mass of not more than 3 500kg.
Terms, Conditions and Limitations apply. List correct at time of publication. E&OE.
Customers also purchased...
Vehicle Asset Finance
Applying for finance for a new or used vehicle has never been this straightforward. Apply for vehicle asset finance from the comfort and privacy of your home. Liquid Finance is brought to you in partnership with WesBank, a division of FirstRand Bank Limited. Buying your dream car doesn’t need to be complicated and that’s why we’ve made our online application easy.
View planBenefits:
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It’s simple and user friendly
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It’s fast and efficient
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It’s private and convenient
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Receive a pre-approved answer within seconds
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We offer a live chat for online assistance
Customers also purchased...
