What is Car Insurance?
Vehicle insurance covers you (depending on your level of cover) against things like accidental loss, damage, fire or theft of your vehicle. You can even be covered for things like damage you accidentally cause to another person’s vehicle. There are 5 different levels of cover.
How do I benefit?
Live free from fear of the unexpected
Cancel within 21 days and receive a full refund- Australia-wide roadside assist*
- Car hire after incident*
- Cover for window and screen damage*
*optional depending on level of cover
Is this Car Insurance right for me?
You want to live free of fear. This Car Insurance is for you if you want to be free from the fear that your car might be damaged (or worse) at a time when you cannot afford to have it fixed or replaced.
Or if you want to be free from the fear that you might accidentally damage someone else’s car and will not afford to fix or replace it.
If you really want complete freedom from fear, then you want both.
What are the levels of cover?
- Cover for accidental loss or damage of your vehicle
- Cover for damage accidentally caused by you to some else’s vehicle
- Car hire after theft
- Car hire when an accident is not caused by you
- Car replacement in the event of total loss
- Claim expenses related to incident
- Cover for your tools of trade in your vehicle at the time of an incident
- Claim transport costs relating to an incident
- Claim towing and storage costs related to an incident
- Cover for damaged or stolen baby seat relating to incident
- Cover for your two-wheel trailer when attached to your car
- Cover for the vehicle you drive when your vehicle cannot be driven
- Cover if a caravan or trailer you are towing damages another person’s vehicle
- Roadside Assist *Optional
- Cover for accidental loss or damage of your vehicle
- Cover for damage accidentally caused by you to some else’s vehicle
- Car hire after theft
- Car replacement in the event of total loss
- Claim expenses related to incident
- Cover for your tools of trade in your vehicle at the time of an incident
- Claim transport costs relating to an incident
- Claim towing and storage costs related to an incident
- Cover for damaged or stolen baby seat relating to incident
- Cover for your two-wheel trailer when attached to your car
- Cover for the vehicle you drive when your vehicle cannot be driven
- Cover if a caravan or trailer you are towing damages another person’s vehicle
- Windscreen and window glass cover *Optional
- Car hire up to 21 days after incident *Optional
- Roadside Assist *Optional
- Cover for accidental loss or damage of your vehicle
- Cover for damage accidentally caused by you to some else’s vehicle
- Car replacement in the event of total loss
- Claim expenses related to incident
- Cover for your tools of trade in your vehicle at the time of an incident
- Claim transport costs relating to an incident
- Claim towing and storage costs related to an incident
- Cover for damaged or stolen baby seat relating to incident
- Cover for your two-wheel trailer when attached to your car
- Cover for the vehicle you drive when your vehicle cannot be driven
- Cover if a caravan or trailer you are towing damages another person’s vehicle
- Windscreen and window glass cover
- Car hire for unlimited days after incident
- Lifetime car replacement in the event of total loss *if eligible
- Roadside Assist *Optional
- Cover for fire and theft of your vehicle
- Cover for damage accidentally caused by you to some else’s vehicle
- Car hire after theft
- Car hire when an accident is not caused by you
- Claim expenses related to incident
- Cover for your tools of trade in your vehicle at the time of an incident
- Claim transport costs relating to an incident
- Claim towing and storage costs related to an incident
- Cover for damaged or stolen baby seat relating to incident
- Cover for the vehicle you drive when your vehicle cannot be driven
- Cover for damage caused to your vehicle by an uninsured driver
- Cover if a caravan or trailer you are towing damages another person’s vehicle
- Cover for damage accidentally caused by you to some else’s vehicle
- Car hire when an accident is not caused by you
- Claim transport costs relating to an incident
- Cover for the vehicle you drive when your vehicle cannot be driven
- Cover for damage caused to your vehicle by an uninsured driver
- Cover if a caravan or trailer you are towing damages another person’s vehicle
Need to know more about the levels of cover?
The fine print
Private, ridesharing and business vehicles (including 4WDs, utilities and vans) can be covered provided you are upfront about the use of your vehicle
You must keep your vehicle’s services up to date and a record thereof
If any of your or your car’s particulars change during the course of the policy you are obliged to let us know
We do not cover fuel or lubricants, baby seats (unless otherwise stated) or lost car keys
Liquid Capital Financial Services is a Suncorp Insurance authorised distributor. Suncorp Insurance is issued by AAI Limited ABN 48 005 297 807 AFSL 230859 and Liquid Capital Financial Services receives a commission from Suncorp Insurance. Contact us for a copy of the PDS before buying this insurance to see if right for you.
Why buy from us?
We are part of the Motus group which is the leading automotive group in South Africa.
Motus sells 1 in every 5 passenger cars to the South African market.
*See details on the about page
You have the following options to pay for a Maintenance Plan:
Monthly (over a 4-month term only, buy this option via our call-centre)
Upfront payment (added to your finance agreement
Once-off EFT payment
You can purchase a Maintenance Plan through approved dealerships (upfront only) or via our national call-centre.
A Maintenance Plan provides for the services specified by your car manufacturer as well as wear-and-tear items, below is a list of some of the items provided for:
Brake pads
Clutch
Front and rear shock absorbers
Starter motor
Turbo assembly
Air-conditioner (compressor only, re-gassing only on replacement)
Cambelt*
Accessory Belt*
* We will pay for the replacement of a cambelt or accessory belt only if it is specified by your car manufacturer at a specified service interval.
Only key items shown above. For the full list of items provided for visit the corresponding product page. Terms, Conditions and Limitations apply. List correct at time of publication. E&OE
A Maintenance Plan provides for everything that is in included in the Service Plan plus the replacement or repair of specific wear-and-tear parts like brake pads. You must have the service; replacement or repairs, performed by an approved dealer. You must also have it performed at a specific period of time or specific distance travelled – whichever happens first.
Your car may qualify for a Maintenance Plan if, at the time you want to take a Maintenance Plan, your car:
Has travelled less than 80 000 km
Is less than 4 years old (calculated from the date of first registration)
Has a full car manufacturer’s service history as per the required intervals and specifications – done by your car manufacturer’s approved service centre
A Maintenance Plan provides for all Service Plan items, as per the specified car manufacturer service schedule, and the cost of repair or replacement of specific wear-and-tear items.
Just make sure you take your car for its specified services according to your manufacturer’s specified intervals.
Yes. A cambelt and cambelt accessories are replaced if the manufacturer recommends this at your specific service intervals that is provided for by a Maintenance Plan.
