What is Total Assist Insurance?
When your vehicle is written off or stolen and your comprehensive insurance makes a payout to you, Total Assist Insurance takes care of those out of pocket expenses that tend to catch you by surprise. These could include claim excess, new car on road costs, personal items lost or medical, up to the policy limit.
How do I benefit?
Be prepared for surprises
Avoid large unexpected expenses
- Cover for incidental expenses like travel and accommodation
- Cover for personal items like laptops and sunglasses
- Cover costs relating to new vehicle purchase like registration, petrol and insurance excess
- No excess
- Cancel within 21 days and receive a full refund
Is this Total Assist Insurance right for me?
When your comprehensive insurer declares your vehicle a write-off and you receive a payout, your immediate problem is addressed. And then the rest of the expenses, the unexpected ones, get in line to pile up.
Total Assist Insurance is for you if you don’t want to worry about piling expenses in the event that your vehicle is written off or stolen because you’ll have enough on your plate.
What is covered?
- Travel
- Accommodation
- Car Hire
- Taxis
- Phone Calls and more…
- Laptops
- Phones
- Tablets
- Sunglasses
- Baby Seats
- Clothing
- Toys
- Sports Equipment
- Luggage and more…
- Registration
- Dealer Delivery Fees
- Stamp Duty
- Comprehensive Insurance Premium
- Comprehensive Insurance Excess
- Petrol and more…
The fine print
Who is eligible for Total Assist Insurance?
Individuals who are over 18, own a vehicle and have comprehensive insurance on the vehicle are eligible for Total Assist Insurance.
What else should I know?
Out of Pocket expenses do not include costs related to the vehicle which has suffered Total Loss
You will need to provide receipts where available for expenses
No benefits will be paid out until your comprehensive insurer has made full settlement
If any of your or your car’s particulars change during the course of the policy you are obliged to let us know
Please read the Product Disclosure Statement (PDS) for full terms, conditions, exclusions and key factors before purchasing or quoting for this insurance
Disclaimer
These products are issued by Eric Insurance Limited ABN 18 009 129 793 AFSL 238279 (eric). AMHA Finance Pty Ltd Authorised Representative No: ABN 56 154 693 455, trading as Trading Name: LiquidCapital, is an authorised representative of eric. This website may contain general financial product advice that does not consider your personal financial circumstance.
You run the risk of losing your car to an accident, hijacking or theft. Replacing that car comes at a price. A Deposit Cover Policy will pay up to 10% of the value of the vehicle at time of purchase towards a deposit on a replacement car, up to a maximum value of R100 000.
Your car qualifies for a Deposit Cover Policy if:
It has an active motor comprehensive policy covering the car
It’s a private vehicle
It’s a light delivery vehicle
It has a gross vehicles mass of not more than 3 500kg.
You have the following options to pay for a Deposit Cover Policy:
Monthly
You can purchase a Deposit Cover Policy via our national call-centre or through approved dealerships
No, you can use the payment for counselling in the event of a traumatic experience, towards school fees or towards savings for a holiday. It does not have to be used for a deposit for a new car.
